Stripe Agent Toolkit MCP Server: Enterprise-Grade Payment Intelligence for AI Agents

Transform your AI agents into payment processing powerhouses with Stripe's official MCP server integration.

Solve the Payment Integration Bottleneck

Every developer building AI agents faces the same challenge: bridging the gap between conversational AI and real-world business operations. While your agents can discuss products, handle customer inquiries, and process orders, they hit a wall when it comes to actually executing payments, managing subscriptions, or handling refunds.

The Stripe Agent Toolkit MCP Server eliminates this friction entirely, giving your AI agents direct access to Stripe's battle-tested payment infrastructure through a secure, schema-driven interface.

Key Developer Benefits

🚀 Zero-Friction Integration

Skip weeks of payment API integration work. Get your agents processing payments in minutes with pre-built MCP tools that handle authentication, error handling, and rate limiting automatically.

⚡ Production-Ready Reliability

Built on Stripe's enterprise-grade infrastructure with automatic retries, idempotency keys, and comprehensive error handling. Your agents inherit the same reliability that powers millions of businesses worldwide.

🔧 Framework Agnostic

Works seamlessly with your existing agent stack:

• OpenAI Agent SDK - Native function calling support
• LangChain - Drop-in tool integration
• CrewAI - Multi-agent payment workflows
• Vercel AI SDK - Edge-optimized payment processing
• Pure MCP - Universal compatibility

📊 Comprehensive Payment Operations

Access the full spectrum of payment functionality through AI-friendly tools:

• Customer management and billing
• Subscription lifecycle automation
• Payment link generation
• Invoice processing and finalization
• Refund and dispute handling
• Balance and analytics retrieval

Game-Changing Use Cases

Intelligent E-commerce Assistant

// Agent creates payment links on-demand during customer conversations
const toolkit = new StripeAgentToolkit({
  secretKey: process.env.STRIPE_SECRET_KEY,
  configuration: {
    actions: {
      paymentLinks: { create: true },
      products: { create: true, list: true },
      customers: { create: true }
    }
  }
});

Your agent can instantly create custom payment links, set up new products, and onboard customers—all within a single conversation flow.

Subscription Management Automation

from stripe_agent_toolkit.openai.toolkit import StripeAgentToolkit

stripe_toolkit = StripeAgentToolkit(
    secret_key="sk_live_...",
    configuration={
        "actions": {
            "subscriptions": {
                "list": True,
                "update": True,
                "cancel": True
            }
        }
    }
)

Let your agents handle subscription upgrades, downgrades, and cancellations based on customer requests, automatically applying prorations and handling billing cycles.

Financial Operations Assistant

Enable agents to provide real-time financial insights, process refunds for customer service scenarios, and handle dispute management—all while maintaining audit trails and compliance.

Instant Setup with MCP

Get running in 30 seconds:

# One-line MCP server deployment
npx -y @stripe/mcp --tools=all --api-key=YOUR_STRIPE_SECRET_KEY

Or integrate directly into your codebase:

import { StripeAgentToolkit } from "@stripe/agent-toolkit/modelcontextprotocol";

const server = new StripeAgentToolkit({
  secretKey: process.env.STRIPE_SECRET_KEY,
  configuration: {
    actions: {
      paymentLinks: { create: true },
      customers: { create: true, list: true },
      subscriptions: { list: true, update: true }
    }
  }
});

Why Developers Choose Stripe Agent Toolkit

• Official Stripe Support: Built and maintained by Stripe's team with guaranteed API compatibility
• Active Community: 821+ GitHub stars with growing ecosystem of examples and integrations
• Enterprise Security: Leverages Stripe's PCI-compliant infrastructure with secure credential handling
• Multi-Language Support: Native Python and TypeScript implementations
• Connected Accounts: Built-in support for marketplace and platform scenarios

Integrate with Your Workflow

The toolkit seamlessly fits into modern AI development patterns:

// LangChain integration
const tools = stripeAgentToolkit.getTools();
const agent = await createStructuredChatAgent({ llm, tools, prompt });

// OpenAI Agent SDK
const stripeAgent = Agent({
  name: "Payment Processor",
  instructions: "Handle all payment operations securely",
  tools: stripe_agent_toolkit.get_tools()
});

// Vercel AI SDK with automatic billing
const model = wrapLanguageModel({
  model: openai("gpt-4o"),
  middleware: stripeAgentToolkit.middleware({
    billing: { customer: "cus_123", meters: { input: "input_tokens" }}
  })
});

Ready to supercharge your AI agents with payment intelligence? The Stripe Agent Toolkit MCP Server is your fastest path from prototype to production-ready payment automation.

Get started: npm install @stripe/agent-toolkit or pip install stripe-agent-toolkit